Live since 2 January 2026
Overdrive. Annual picks, researched to beat the S&P 500.
Every week our research picks the S&P 500 stocks we expect to outperform the index over the next twelve months. You join, you get that week's picks, you hold them for a year. They are volatile: expect bigger swings than the market, both ways.
- 8 to 20 S&P 500 picks, equal amounts in each
- Picked the week you join, held for 12 months
- Volatile: about twice the market's swings, both ways
Start any week, hold one year
Live2026
+74.4%since Jan 2, 2026
S&P 500 +13.3%
Typical result after 6 months +36.2%
Typical dip below entry −11.9%
Backtest2025
+87.4%typical one-year result
S&P 500 +20.3%
Typical dip below entry −3.2%
2026: the lists clients received, prices to Oct 2, 2026; the 6-month figure counts the start weeks at least six months old. 2025: backtest of the same rules, one-year figure. Typical means the median start week.
Three steps. No charts to read.
- 1
We research the whole S&P 500
Every company in the index, every week, as the index stood that week.
- 2
We pick the likeliest to outperform
Our research rules narrow the 500 to the 8 to 20 names we expect to beat the index over a year. The same rules, every week.
- 3
You hold them for a year
The picks appear in the app the week you join. Buy each one in equal amounts at your own broker, then leave them alone for twelve months.
Every week. Nothing hidden. What Overdrive did, for each start week.
Each bar is one start week: that week's list, held for a year or up to today. The dark mark is the S&P 500 over the same days. Dips are measured below the price paid, never from a high.
Live. The list clients received each week since 2 January. The figures below count the 14 start weeks at least six months old, each measured at exactly six months. Every week, however recent, is in the chart and the table, priced to Oct 2, 2026.
- Typical result after 6 months
- +36.2%
- S&P 500 +12.6%
- Beat the S&P 500
- 14 of 14
- start weeks, after 6 months
- Down after 6 months
- 0 of 14
- start weeks
- Typical dip below entry
- −11.9%
- Deepest: −15.5%
- Overdrive
- S&P 500, same days
| Start week | To date | S&P 500 | After 6 months | Worst below entry |
|---|---|---|---|---|
| Jan 2 | +74.4% | +13.3% | +57.6% | −4.8% |
| Jan 9 | +65.6% | +11.5% | +55.9% | −11.2% |
| Jan 16 | +50.3% | +11.9% | +44.4% | −12.6% |
| Jan 23 | +41.5% | +12.3% | +28.7% | −14.0% |
| Jan 30 | +42.7% | +11.8% | +26.3% | −13.5% |
| Feb 6 | +57.3% | +12.0% | +38.7% | −13.3% |
| Feb 13 | +38.8% | +13.5% | +33.6% | −15.1% |
| Feb 20 | +37.8% | +12.2% | +23.2% | −15.5% |
| Feb 27 | +40.5% | +12.8% | +22.5% | −13.8% |
| Mar 6 | +41.8% | +15.1% | +32.5% | −6.9% |
| Mar 13 | +50.9% | +16.8% | +29.6% | −6.9% |
| Mar 20 | +74.2% | +19.0% | +61.7% | −7.9% |
| Mar 27 | +88.8% | +21.7% | +75.5% | −5.2% |
| Apr 2 | +74.6% | +17.7% | +74.6% | never |
| Apr 10 | +45.4% | +13.6% | – | never |
| Apr 17 | +36.8% | +8.7% | – | never |
| Apr 24 | +39.1% | +8.1% | – | −4.1% |
| May 1 | +28.1% | +7.1% | – | −2.8% |
| May 8 | +12.3% | +4.6% | – | −12.9% |
| May 15 | +9.9% | +4.4% | – | −13.8% |
| Start week | To date | S&P 500 | After 6 months | Worst below entry |
|---|---|---|---|---|
| May 22 | +8.1% | +3.5% | – | −14.0% |
| May 29 | +1.6% | +2.0% | – | −18.1% |
| Jun 5 | +3.5% | +4.6% | – | −14.4% |
| Jun 12 | −4.0% | +4.0% | – | −20.3% |
| Jun 18 | −4.6% | +3.1% | – | −22.1% |
| Jun 26 | +0.2% | +5.6% | – | −16.4% |
| Jul 2 | −2.1% | +3.3% | – | −15.3% |
| Jul 10 | −4.0% | +1.9% | – | −18.7% |
| Jul 17 | +7.2% | +3.5% | – | −11.3% |
| Jul 24 | +7.2% | +4.2% | – | −11.6% |
| Jul 31 | +10.3% | +3.0% | – | −6.2% |
| Aug 7 | +6.0% | −0.5% | – | −8.2% |
| Aug 14 | +3.3% | −0.9% | – | −11.4% |
| Aug 21 | +10.8% | +0.5% | – | −4.2% |
| Aug 28 | +11.9% | +0.0% | – | −3.3% |
| Sep 4 | +7.7% | −0.1% | – | −6.6% |
| Sep 11 | +8.4% | +0.9% | – | −6.9% |
| Sep 18 | +9.2% | +1.0% | – | never |
| Sep 25 | +4.3% | −0.2% | – | −0.6% |
No survivor bias. No cherry-picking.
Every week is shown
Every start week of 2025 and of 2026 so far, best and worst in the same table. None were removed.
Companies that left the index count
Each list uses the S&P 500 exactly as it stood that week, including companies later dropped from it. Their losses stay in the result.
Only what was known that week
Each list is built only from data available on its start day. Nothing from later leaks in.
One set of rules, every week
The picks come from the same research rules every week. Nothing is hand-picked, nothing is adjusted to the week's news, and a week that went badly stays on the record like the rest.
Live and backtest, labelled
2026 is live: clients have received a new list every week since 2 January. 2025 is a backtest: the same rules applied to the market as it was, week by week. Past results, live or backtested, do not predict future ones.
Before you start. Overdrive is built to move. That cuts both ways.
About 2×
Bigger swings than the market
On a day the S&P 500 drops 2%, Overdrive typically drops 4 to 5%.
−28.5%
The deepest dip below what you paid
The furthest any 2025 start week fell below its entry price before its year was out. In 2026 the deepest so far is −22.1%.
21 of 39
Most start weeks dip below entry
2026 start weeks that were at some point 10% or more below what they paid. In 2025, 13 of 39 full years did.
4 of 39
You can be down months in
2026 start weeks still below their entry: 12 June, 18 June, 2 July and 10 July, each 2 to 5% down so far. 7 of 39 are behind the S&P 500.
Only put in money you will not need for a year, and can watch sit 30% below what you paid without selling.
Questions, plainly answered.
Anything else is in the help guide.
How volatile is it?
On a day the S&P 500 moves 1%, Overdrive typically moves about 2%, in either direction. The picks aim to beat the index over a year, and the bigger swings come with that.
How are the picks chosen?
By our research rules, applied to every S&P 500 company each week, using only what is known that week. We do not publish the rules: the picks are the product.
What exactly do I get?
A list of 8 to 20 S&P 500 picks in the StandPoint app, made the week you join. You buy them yourself at your own broker, in equal amounts. We never hold your money and never trade for you.
When do I sell?
After twelve months. The point is to hold through the drops: the results on this page assume nobody sold early.
Can I lose money?
Yes. Four 2026 start weeks are below their entry so far, and 21 of 39 were at some point 10% or more below what they paid.
Are these real results?
2026 is live: the lists clients have received every week since 2 January, priced as they stand. 2025 is a backtest: Overdrive's rules applied to past data, week by week, using only what was known each week.
How do I get it?
Overdrive comes with the S&P Book. The price is on the pricing page.
Built to beat the market. Ready for the swings?
Get Overdrive2026 figures are live, 2025 figures are a backtest. All include dividends, before fees and taxes. Prices to Oct 2, 2026. Not investment advice. Overdrive is a list of stocks; what you buy, and when, is your decision. Disclosures